Monthly Archives March 2016


Waiting for a better personal loan rate

Risk-based pricing As with lenders of other forms of credit, personal loan lenders use risk-based pricing. The worse your credit is, the higher the interest rate on your loan. When applying for a personal loan, its a good idea to review your credit report and your credit score. The myBankrate feature lets you review your […]

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The power of credit reports

A new personal credit reporting system will be phased in as a replacement for the current Irish Credit Bureau (ICB). For anybody that has ever applied for a mortgage, car loan, personal loan, credit card and most forms of other personal credit, they will have a familiarity with how banks use personal credit information. Until […]

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Outstanding automotive loan balances continue to rise; finance companies experience l…

Outstanding automotive loan balances continue to rise; finance companies experience largest year-over-year growth Subprime and deep-subprime loan volumes show largest percentage increase February 09, 2016: 08:30 AM ET SCHAUMBURG, Ill., Feb. 9, 2016 /PRNewswire/ – Experian Automotive today announced that U.S. automotive loan balances climbed 11.5 percent to reach $987 billion in the fourth quarter of […]

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IRS Security Awareness Tax Tip Number 6

Tips for Using Credit Bureaus to Help Protect Your Financial Accounts If you believe you are a victim of identity theft, you should contact one of the three major credit bureaus to place a “fraud alert” on your credit account. This critically important step makes it harder for identity thieves to obtain a credit card […]

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What to do with your Profit Sharing Payment

Finding the Right Dealer Employees of the Big Three may be able to get a discount, even if they have damaged credit. Vehicles on the appropriate dealer’s lots are eligible for a manufacturer’s employee discount to lower the purchase price. But not all dealers can accommodate customers with poor credit. Thankfully, Auto Credit Express specializes […]

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The 10 Cities With the Most Credit Card Debt

Big credit card debt is a big problem. Collectively, Americans are on the hook for more than $900 billion, according to CardHub, the highest total since the 2008 recession. Not only are Americans racking up debt at an alarming rate, but we’re also in denial about how much we owe. When people are asked about […]

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